What if you get something serious that cost hundreds of thousands of dollars are you prepared to pay that kind of money out or would you become just another freeloader? I have owned a home and for years I have paid big money for insurance but have never had to use it. I am glad I didn't have to use it and I help pay for someone else who did use it. All insurance is that way and you're gambling and hoping nothing like that happens to you. But if you have already had Cancer at a young age then I would say that the genes needed to fight it are either corrupt or weak in your body. I became an adult -1954 and have never had cancer or any major illness but I have always been happy to pay for my insurance so others like you who need it wouldn't go into bankruptcy. But because of your unwillingness to buy healthcare you may become a freeloader if you should live long enough. You need to reconsider your youthful thinking and become a more responsible adult. kentay